Product

Getting started.

PayAI runs on Monad mainnet. You need a wallet that can sign on Monad, a little MON for gas, and a recipient — an 0x address or a .nad name.

Last updated 20 September 2026

01Connect a wallet

Open Launch PayAI. You can create a PayAI Wallet with a passkey (email, phone, or social login establishes the account; the key is derived on your device), or connect an external wallet you already use.

There is no KYC step to send a payment. Terms and Privacy have to be accepted on first launch.

02You are on Monad

Chain ID 143. Every payment, swap, and automation settles as a real Monad transaction. If your external wallet is on another network, switch it — PayAI will not silently send on Ethereum or anywhere else.

03Send the first payment

From the dashboard, open Payments — or type it in Ask PayAI, for example send 10 USDC to alice.nad. You will see the recipient, asset, amount, and fee before anything is signed. Confirm in your wallet. Then check the transaction hash on the explorer.

04What next

Payments — tokens, .nad names, bulk.
Automations — payroll, rent, recurring.
Fees — what 0.25% actually means.
Security — keys, automations, Telegram.